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YRD| Name | Value |
|---|---|
| Revenues | 1,274.3M |
| Cost of Revenue | 184.7M |
| Gross Profit | 1,089.6M |
| Operating Expense | 407.4M |
| Operating I/L | 687.1M |
| Other Income/Expense | 25.0M |
| Interest Income | 29.9M |
| Pretax | 712.1M |
| Income Tax Expense | 140.8M |
| Net Income/Loss | 571.3M |
Yiren Digital Ltd. operates as an online consumer finance marketplace in China, connecting borrowers and investors. The company provides loan facilitation services, post-origination services, and a range of loan products including unsecured consumer loans, secured consumer loans, and small business loans. Additionally, it offers short-term cash management, mutual fund investment, insurance, and securities and stock products. Yiren Digital also provides online investor education services and IT support. The company generates revenue through loan facilitation fees, post-origination services, and distribution of financial products.
