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XYF| Name | Value |
|---|---|
| Revenues | 392.9M |
| Cost of Revenue | 854.6M |
| Gross Profit | -461.7M |
| Operating Expense | 112.5M |
| Operating I/L | 280.0M |
| Other Income/Expense | -55.3M |
| Interest Income | 305.1M |
| Pretax | 211.1M |
| Income Tax Expense | 35.7M |
| Net Income/Loss | 189.0M |
X Financial is a personal finance services provider in China, offering an online marketplace connecting borrowers and investors. The company's loan products include Xiaoying credit loan, Xiaoying card loan, Xiaoying preferred loan for small business owners, and Xiaoying housing loan for property owners. Additionally, X Financial provides investment products through its Xiaoying wealth management platform, including loans, money market, and insurance products. The company also offers loan facilitation services to other platforms, generating revenue through interest on loans, fees for loan facilitation, and wealth management products.
