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PWOD| Name | Value |
|---|---|
| Revenues | 28.7M |
| Cost of Revenue | 2.5M |
| Gross Profit | 26.2M |
| Operating Expense | 3.0M |
| Operating I/L | 5.0M |
| Other Income/Expense | -0.6M |
| Interest Income | 2.5M |
| Pretax | 4.4M |
| Income Tax Expense | 0.6M |
| Net Income/Loss | 3.8M |
Penns Woods Bancorp, Inc. operates as a bank holding company for Jersey Shore State Bank and Luzerne Bank, offering commercial and retail banking services. The company generates revenue through accepting various deposits, providing a range of loan products including residential, commercial, and construction real estate loans, as well as consumer loans and revolving credit. Additionally, it offers securities brokerage, financial planning services, insurance products, safe deposit services, ATM, and online banking services. The company also engages in real estate transactions and investment activities, operating through a network of twenty-seven offices in Pennsylvania.
