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PROV| Name | Value |
|---|---|
| Revenues | 9.6M |
| Cost of Revenue | -4.0M |
| Gross Profit | 13.7M |
| Operating Expense | 0.2M |
| Operating I/L | 3.0M |
| Other Income/Expense | -0.9M |
| Interest Income | 13.7M |
| Pretax | 3.0M |
| Income Tax Expense | 0.9M |
| Net Income/Loss | 2.1M |
Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B., offering community banking services in Southern California's Inland Empire region. The company generates revenue through a range of deposit products, including checking, savings, money market accounts, and time deposits, as well as a diverse loan portfolio encompassing single-family, multi-family, commercial real estate, construction, mortgage, commercial business, and consumer loans. Additionally, it provides investment services, such as annuities and mutual funds, and trustee services for real estate transactions. With 12 full-service banking offices in Riverside County and one in San Bernardino County, Provident serves consumers and small to mid-sized businesses.
