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OPOF| Name | Value |
|---|---|
| Revenues | 18.5M |
| Cost of Revenue | 0.9M |
| Gross Profit | 17.6M |
| Operating Expense | 17.4M |
| Operating I/L | 0.2M |
| Other Income/Expense | 2.9M |
| Interest Income | 18.5M |
| Pretax | 3.1M |
| Income Tax Expense | 0.7M |
| Net Income/Loss | 2.4M |
Old Point Financial Corporation is a bank holding company that operates The Old Point National Bank of Phoebus, offering consumer, mortgage, and business banking services in Virginia. The company provides a range of deposit products, including interest-bearing accounts and time deposits, as well as real estate construction, commercial, and mortgage loans. Additionally, it offers cash management services, retirement and estate planning, investment management, and insurance products. With 14 branches in the Hampton Roads area and additional offices in Richmond and Charlotte, the company serves individual and commercial customers, generating revenue through interest income, loan origination fees, and wealth management services.
