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OPHC| Name | Value |
|---|---|
| Revenues | 12.2M |
| Cost of Revenue | 0.0M |
| Gross Profit | 12.2M |
| Operating Expense | 1.4M |
| Operating I/L | 3.5M |
| Other Income/Expense | 10.8M |
| Interest Income | 11.2M |
| Pretax | 3.4M |
| Income Tax Expense | 0.9M |
| Net Income/Loss | 2.5M |
OptimumBank Holdings, Inc. operates as a bank holding company for OptimumBank, offering a range of consumer and commercial banking services. The company generates revenue through interest income from various deposit accounts, including demand, savings, money market, and time deposits, as well as through the provision of a diverse loan portfolio, encompassing residential and commercial real estate, multi-family real estate, commercial, land and construction, and consumer loans. Additionally, it offers debit and ATM cards, investment services, cash management, notary, and night depository services, contributing to its overall revenue stream.
