Name | Value |
---|---|
Revenues | 99.6M |
Cost of Revenue | 11.0M |
Gross Profit | 88.6M |
Operating Expense | 61.3M |
Operating I/L | 76.8M |
Other Income/Expense | -41.2M |
Interest Income | 139.0M |
Pretax | 36.6M |
Income Tax Expense | 8.7M |
Net Income/Loss | 27.9M |
OceanFirst Financial Corp. operates as a bank holding company for OceanFirst Bank N.A., providing community banking services. The company generates revenue through a range of banking products and services, including money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing demand deposits, time deposits, commercial real estate loans, mortgage loans, consumer loans, and investment in various securities. Additionally, it offers bankcard, wealth management, trust and asset management services, and sells alternative investment products and life insurance products. With branch offices and deposit production facilities in central and southern New Jersey, the company also operates commercial loan production offices in various locations.