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CZFS| Name | Value |
|---|---|
| Revenues | 21.6M |
| Cost of Revenue | 0.0M |
| Gross Profit | 21.6M |
| Operating Expense | -6.6M |
| Operating I/L | 15.0M |
| Other Income/Expense | -5.3M |
| Interest Income | 24.1M |
| Pretax | 9.7M |
| Income Tax Expense | 1.8M |
| Net Income/Loss | 7.9M |
Citizens Financial Services, Inc. operates as a bank holding company for First Citizens Community Bank, offering a range of banking products and services to individual, business, governmental, and institutional customers. The company generates revenue through various deposit products, including checking, savings, and time deposit accounts, as well as loan products such as residential, commercial, and agricultural real estate loans, commercial and industrial loans, and consumer loans. Additionally, it provides trust administration, investment management, estate planning, brokerage, financial planning, and insurance products. With thirty full-service banking branches across multiple counties, the company serves a diverse customer base in Pennsylvania, New York, and Delaware.
