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BFH| Name | Value |
|---|---|
| Revenues | 1,175.0M |
| Cost of Revenue | -53.0M |
| Gross Profit | 1,228.0M |
| Operating Expense | 226.0M |
| Operating I/L | 180.0M |
| Other Income/Expense | -120.0M |
| Interest Income | 1,228.0M |
| Pretax | 180.0M |
| Income Tax Expense | 47.0M |
| Net Income/Loss | 133.0M |
Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. The company offers credit card and other loan financing services, risk management solutions, account origination, funding services for private label and co-brand credit card programs, as well as through partnerships with small-and medium-sized businesses merchants. Additionally, it manages and services the loans it originates for various credit card programs and provides marketing, data, and analytics services. Bread also offers a digital suite, including a unified software development kit, and a digital payments platform with application programming interfaces for online point-of-sale financing and other digital payment products.
