Arrow Financial Corporation

Arrow Financial Corporation is a bank holding company that offers commercial and consumer banking services, including deposit products such as demand deposits, checking accounts, savings deposits, and time deposits. The company generates revenue through lending activities, including commercial loans, commercial real estate loans, consumer installment loans, and residential real estate loans. Additionally, it provides retirement planning, trust and estate administration services, pension and employee benefit plan administration services, insurance agency services, and investment advisory services. Arrow Financial Corporation operates in the northeastern region of New York State and owns and leases branch banking offices as well as residential loan origination offices.

Products

• Commercial and consumer banking services

• Deposit products

• Lending activities

• Retirement planning and trust services

• Insurance agency services

• Investment advisory services