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ADS| Name | Value |
|---|---|
| Revenues | 983.0M |
| Cost of Revenue | -294.0M |
| Gross Profit | 1,277.0M |
| Operating Expense | 983.0M |
| Operating I/L | 3.0M |
| Other Income/Expense | 37.0M |
| Interest Income | 1,277.0M |
| Pretax | 40.0M |
| Income Tax Expense | 37.0M |
| Net Income/Loss | 2.0M |
Bread Financial Holdings Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. The company offers credit card and other loan financing services, risk management solutions, account origination, and funding services for private label and co-brand credit card programs. It also manages and services the loans it originates for various credit card programs and provides marketing, data, and analytics services. Additionally, Bread offers a digital suite that includes a unified software development kit, promoting credit payment options earlier in the shopping experience. Through its digital payments platform and suite of APIs, Bread enables merchants and partners to integrate online point-of-sale financing and digital payment products.
