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UPST| Name | Value |
|---|---|
| Revenues | 162.1M |
| Cost of Revenue | 5.4M |
| Gross Profit | 156.8M |
| Operating Expense | 162.1M |
| Operating I/L | -45.2M |
| Other Income/Expense | 38.4M |
| Interest Income | 40.8M |
| Pretax | -6.7M |
| Income Tax Expense | 0.0M |
| Net Income/Loss | -6.8M |
Upstart Holdings, Inc. operates a cloud-based AI lending platform in the United States. The platform connects consumer loan demand to a network of AI-enabled bank partners, streamlining the lending process. By leveraging AI, Upstart aims to provide more accurate credit decisions and offer competitive rates to borrowers. The company generates revenue through fees charged to both borrowers and lending partners for facilitating loan transactions on its platform.
